Digital Consumer Finance

Digital Consumer Lending

Loan origination & processing

Boost efficiency and accelerate request approval with an all-in-one system.

Book more loans and maximize profitability with a streamlined consumer loan origination workflow.

Build stronger banking relationships through lending automation.

  • Easier data gathering and entry
  • Quick analysis and decisioning
  • Lending process management
  • Automated issue detection
  • Personalized experience based on customer data analysis
  • Ongoing data and insights

End-2-End Consumer Finance Solution
Based on Our Digital Engagement Platform

Our solution is built on flexible architecture, it is modular and open to third-party data / solutions and systems.

We offer access to data via APIs, allowing lenders to understand borrower’s financial situation, while offering best of the breed data security and privacy practices.

Our Digital Engagement Platform uses advanced AI techniques to elevate credit underwriting and allow more sophisticated credit risk modeling.

Talys’s Abacus® Loan Management System

Talys Group is the exclusive integrator of Fern Abacus© in Middle East & Africa and has strategic agreement with Proxym for end-to-end Digital Lending Management Solutions.

Proxym has partnered with Talys to help financial institutions accelerate and automate consumer finance process. This solution enables banks and MFIs to create and manage lending products.

In addition, Abacus solution offers the ability to :

  • Integrate credit checking services
  • Easily create new lending products
  • Make flexible repayment schedules
  • Create visual reports, dashboards and analytics

Quickly onboard customers with a transformed digital experience

Your customers can easily create a loan request from anywhere. In addition, your banking staff can manage the whole process without paperwork, leading to increased efficiency and productivity.

Digital Experience

Seamlessly onboard customers, whether they are at home or in a branch, using any device.

Streamlined Workflows

Get notified and complete tasks efficiently and accurately following assigned workflows and tasks.

Powerful Document Management

Manage customer activity and receive instant notifications when a document is uploaded.

End to End Platform

Our solution is fully integrated with Abacus consumer loan system.

Loan Origination Functionalities

Is your business planning to digitize its lending process or start offering loans, credit cards or other products ?

Digital Lending Engagement Platform

Digital portal
Loan documents upload
Intelligent data extraction (OCR)
Loan products configuration
Real-Time business intelligence (cross-sell)

Digital lending processing

Credit decisioning
Loan pricing
Regulatory reporting
Loan configuration
Automated loan documents creation

Credit & Fraud Risk Management

Know-your-customer and due diligence
Credit risk modeling
Fraud risk management
Regulatory reporting